public mutual unit trust untung lebih 100%!!!

lama dah tak usya unit trust status ngan public mutual. apa khabarnya ekk? ada yang kata rugi invest dalam unit trust, ada yang kata untung. mmmm. mari kita lihat siapa yang kena. first, start ngan cash investment:

piof: 106% appreciation within 5 and a half years. masyuuukkk! tapi lima tahun lepas gaji kecik, so invest sikit ajer...


pissf: 8% appreciation within 3 and a half years. tak berapa nak masyuk. target nak simpan 2 tahun lagi...


pcif: -20% within 3 years. hampehhh. nasib baik laa untuk fund ni initial investment tak tinggi and kitorang top up gak bulan2 waktu harga dia jatuh. so effectively takde laa loss sampai 20%.



now investment using epf money pulak. epf return was 5.6% for 2009 and 4.5% for 2008. so kalau public fund boleh bagi higher return, memang bagussss.

pidf: 10% within 7 month. menarikkkkk!


pief: 22% within 1 year & 10 months . woohoo!


overall, invest dalam unit trust memang ok for long term, at least 5 tahun. kena sabar je la. tapi sekarang since tengah focus kat asb-od nie, i am utilising my epf fund je. cash tu lagi best pusing kat lain!

Summary (based on price as 30/4/10):

PIOF : RM1.0k : 5,672.37 units @ RM0.3365 (RM1,908) : 90% in 5.5 years.
PISSF: RM5.0k : 19,342.25 units @ RM0.2647 (RM5,119) : 2.4% in 3.5 years.
PCIF : RM2.8k : 13,456.31 units @ RM0.1947 (RM2,619) : -6.5% in 3 years.
PIEF : RM2.5k : 9,084.46 units @ RM0.3266 (RM2,966) : 18.7% in 1.8 years.
PIDF : RM4.0k : 13,304.20 units @ RM 0.3212 (RM4,273) : 6.8% in 7 months.